Okay, this is freaking weird. One account is getting the exchange NCoin option...and a slightly different BCM. The other is not. Both accounts opened at the same time:     The only difference between the two accounts is the left one didn't have NCoin on it until I added it today. My other two accounts had NCoin on them from before (those two accounts have also had prestige before, whereas the left one hasn't, if that's any other variable we gotta worry about).